Their combined net worth is estimated at $3billion, but Jay-Z and Beyoncé have taken out a $57.75million mortgage on their beloved Bel Air mansion, bringing their total borrowing on the property to a whopping $110million, DailyMail.com as learned.

Given their wealth and their extensive property portfolio of at least four luxury homes, the superstar couple’s new 30-year loan from Morgan Stanley Private Bank has raised eyebrows.

They bought the Bel Air mansion for $88million in 2017 and opted to keep it when they purchased what was billed as California‘s most expensive home in Malibu for $200million cash in 2023.

The two kept the Bel Air property, viewing the estate as ‘home’, partially due to its proximity to the school attended by their children – Blue Ivy, 13, and twins Rumi and Sir, 8.

But the Houston-born 43-year-old and the Brooklyn-born 55-year-old’s decision to hold on to the house has now saddled them with another 30-year loan with an interest rate of five percent for the first ten years – totaling $310,000 a month.

This is coupled with their second 30-year mortgage they took out four years ago for $52.8million with Goldman Sachs at a 3.15 percent rate, with repayments working out at a $226,901-a-month.

Jay-Z and Beyoncé are making another bold real estate move, adding a second $57.75million mortgage to their prized Bel Air mansion - bringing their total debt on the property to an eye-popping $110million
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Jay-Z and Beyoncé are making another bold real estate move, adding a second $57.75million mortgage to their prized Bel Air mansion – bringing their total debt on the property to an eye-popping $110million

The Bel Air mansion the couple have long called 'home' was purchased in 2017 for $88million. They chose to hang onto it, even after buying California's most expensive home in Malibu for $200million in cash in 2023
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The Bel Air mansion the couple have long called ‘home’ was purchased in 2017 for $88million. They chose to hang onto it, even after buying California’s most expensive home in Malibu for $200million in cash in 2023

The couple first secured a $52.8million mortgage with Goldman Sachs at a 3.15 percent interest rate four years ago. DailyMail.com can reveal that this past April, a second 30-year loan was taken out for $57.75million, with a five percent interest rate locked in for the first ten years
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The couple first secured a $52.8million mortgage with Goldman Sachs at a 3.15 percent interest rate four years ago. DailyMail.com can reveal that this past April, a second 30-year loan was taken out for $57.75million, with a five percent interest rate locked in for the first ten years

It’s possible they’re using the recent mortgage cash for investments that could offset the five percent interest they’re paying, but it still means they’ve borrowed an eye-watering $110.55million

But that’s not all the expenses on the Bel Air homestead.

Adding to the mortgage payments is the not-so-small matter of property tax – $1,204,120 from 2024 to 2025, or roughly $100,343 a month for the Bel Air estate.

Before factoring in staff and maintenance, the couple is already shelling out $637,244 a month in mortgages and property taxes alone.

The lavish estate features eight bedrooms, 11 bathrooms, four outdoor swimming pools, a spa, wellness center, media room, multiple outdoor entertaining areas, 15-car garage, full-sized basketball court and staff quarters.

Designed by developer Dean McKillen, the striking Bel Air compound is composed of six interconnected structures and sits on two acres of land high up in the hills.

The mansions glass-walled common areas offer expansive panoramic views of Los Angeles, and its pocketing glass doors and windows are bulletproof.

Beyonce and Jay-Z perform together in Atlanta for Cowboy Carter

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The superstar couple held on to their Bel Air home because of its proximity to the school attended by their children - Blue Ivy, 13, (left) and 8-year-old twins Rumi (center) and Sir (not pictured)
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The superstar couple held on to their Bel Air home because of its proximity to the school attended by their children – Blue Ivy, 13, (left) and 8-year-old twins Rumi (center) and Sir (not pictured)

The home features eight bedrooms, 11 bathrooms, four outdoor swimming pools, a spa, wellness center, media room, multiple outdoor entertaining areas, 15-car garage, full-sized basketball court and staff quarters
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The home features eight bedrooms, 11 bathrooms, four outdoor swimming pools, a spa, wellness center, media room, multiple outdoor entertaining areas, 15-car garage, full-sized basketball court and staff quarters


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Built by developer Dean McKillen, the Bel Air compound is composed of six interconnected structures and sits on two acres of land high up in the hills

Beyonce stuns in cowgirl outfit during helicopter ride with Jay Z

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They borrowed $52.8million to buy the place and refinanced again in 2021 with Goldman Sachs for the same amount, before adding a further $57.75million borrowing in April this year.

This revelation is more eye-catching as the pair paid nearly $200million for another property in Malibu – in cash.

In March 2023, they stumped up the mammoth amount to buy their Malibu home, which at the time smashed all real estate records in California and was the highest amount paid for a home in the US that year.

The seaside estate is located on an eight-acre bluff that overlooks the Pacific Ocean in the Paradise Cove area nicknamed Billionaires’ Row.

The 40,000-square-foot home was created by renowned Japanese architect Tadao Ando, who designed Kanye West’s former Malibu place, and took 15 years to build.

Ando is also a Pritzker Prize winner known for his unique concrete structures in Asia, Europe and North America.

Their Malibu home they purchased is nestled in the idyllic Paradise Cove area nicknamed Billionaires' Row that overlooks the Pacific Ocean
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Their Malibu home they purchased is nestled in the idyllic Paradise Cove area nicknamed Billionaires’ Row that overlooks the Pacific Ocean

The $200million Malibu estate is a 40,000-square-foot seven-bed, 11-bath and was created by renowned Japanese architect Tadao Ando
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The $200million Malibu estate is a 40,000-square-foot seven-bed, 11-bath and was created by renowned Japanese architect Tadao Ando

Jay Z also purchased a 8,300-square-foot $6.85million penthouse in the Manhattan neighborhood of Tribeca in 2004
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Jay Z also purchased a 8,300-square-foot $6.85million penthouse in the Manhattan neighborhood of Tribeca in 2004

The seven-bed, 11-bath mansion, originally listed for $245milllion, has an infinity and private pool and an expansive backyard that boasts a pool and ends with a cliff that overlooks the beach.

The minimalist modern house was originally commissioned and owned by William Bell, a famed art collector, who bought the property for $14.5million in 2003, according to the Los Angeles Times.

Bell spent almost 15 years building the concrete structure of the house but never listed it on the market – only showing it to a select group of buyers until the superstar couple purchased it, according to the publication.

Jay-Z and Beyoncé also own a $26million estate in East Hampton. Known as the Pond House, the seven-bedroom mansion sits on two acres with over 200ft of pristine water frontage.

Designed to capture both sunrise and sunset over the water, the home features classic parquet de Versailles floors, hand-carved heated marble bathtubs and 18th-century fireplaces – blending timeless elegance with modern luxury.

The family also owns a $26million vacation home in the ultra-wealthy enclave of East Hampton- a seven-bedroom mansion set on two acres, boasting over 200ft of waterfront
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The family also owns a $26million vacation home in the ultra-wealthy enclave of East Hampton- a seven-bedroom mansion set on two acres, boasting over 200ft of waterfront

Beyoncé is currently on her 32-date Cowboy Carter World Tour, which has grossed $269.5million and is set to wrap in Las Vegas on July 25 and 26
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Beyoncé is currently on her 32-date Cowboy Carter World Tour, which has grossed $269.5million and is set to wrap in Las Vegas on July 25 and 26

Both of Beyonce's daughters, Blue Ivy and Rumi, have been seen on tour with her. Her eldest has joined her as a backup dancer
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Both of Beyonce’s daughters, Blue Ivy and Rumi, have been seen on tour with her. Her eldest has joined her as a backup dancer

Beyonce brings out daughter Rumi during touching Ms. Tina tribute

Jay-Z personally purchased his 8,300-square-foot $6.85million penthouse in the Manhattan neighborhood of Tribeca in 2004 – three years after he got into a relationship with the former Destiny’s Child singer.

It was the same location where the two were married in a small ceremony in 2008. That building has also housed superstar residents such as Hailey and Justin Bieber.

Beyoncé and Jay-Z originally met back in 1998 and have amassed a combined 56 Grammy Awards and $3billion net worth between them.

Beyoncé is currently on her 32-date Cowboy Carter World Tour, which has grossed $269.5million and is set to wrap in Las Vegas on July 25 and 26 – with daughter Blue Ivy joining her as a backup dancer.

Her four-day show in Atlanta, Georgia, just wrapped up on Monday and ran into a road bump when news emerged that unreleased music was reportedly stolen from her choreographer’s SUV on July 8.

The incident is said to have happened around 8pm inside a parking deck at Krog Street Market, three days before her sold-out run at Mercedes-Benz Stadium.

At this time, the suspect, whose identity has not yet been released, has not been found.

Neither Beyoncé nor Jay Z returned requests for comment on the Bel Air mortgage.